Military Home Loans

Veteran home loans are available to all active duty military and non-active duty veteran soldiers. All veteran home loans are backed by the Federal Government and offer some of the lowest interest rates available to Colorado mortgage companies. Each branch of the military can authorize a number of military home loans for soldiers to use on Colorado real estate. These military home loans qualify for low monthly payments tied to the best mortgage rates available in the market. Mortgage lenders simply need to ask for a statement of service or a DD-214 in order for us to provide funding for military home loans or veteran home loans. By qualifying for military home loans or veteran home loans you are able to tap into a mortgage in Colorado with the best mortgage interest rates not currently available to civilians. These Colorado mortgages have already contribute to some of the best mortgage portfolios on Wall Street, and have been a key contributor in offering soldiers a Colorado Springs mortgage rate they can be happy with.

The GI Bill was signed into law by President Franklin D. Roosevelt which provided both military home loans and veteran home loans guaranteed by the government with no down payment requirements. Now does this sound like the best mortgage available? The veteran home loan allows us to originate a mortgage in Colorado without worrying about having a down payment. Not only that it has given Colorado mortgage companies a chance to offer premium interest rates at no additional cost to the buyer. 1st Metropolitan works hand in hand with Colorado real estate professionals to negotiate the best mortgage for all of our men and women in the armed services. The dream of home ownership became a reality for millions of veterans, and Colorado Springs mortgage Companies were quick to sign up for VA eligibility. As a respectable Colorado mortgage provider, 1st Metropolitan, has the ability to approve most mortgage loans internally allowing you to move in sooner.

Veteran home loans are guaranteed loans made by private lenders, such as banks, savings & loans, or any one of our Colorado mortgage companies, to eligible veterans for the purchase of Colorado real estate. All mortgage lenders providing military home loans must meet VA requirements. Every veteran mortgage in Colorado enjoys safeguards put in place by the U.S. government, which guarantees the home loan, allowing mortgage lenders to reduce their risk premium normally tied to the mortgage loan This simply put, means that mortgage lenders are protected against loss if you, or a later owner, fails to repay the loan. The guarantee replaces the protection the lender normally receives by requiring a down payment, allowing you to obtain the best mortgage at the lowest interest rates currently available.

There is no down payment required when purchasing any Colorado real estate property using military home loans.

Finally, Refinancing requires only that you have remained with your current mortgage lenders for at least one year. If you meet these criteria, then you are eligible for a refinance at the lowest rates available in Colorado . Streamline refinancing will not require job verification, income verification, appraisals, or credit score approval. Simply put, if you have been making all of your current payments on time to your mortgage lenders, you will be eligible for veteran home loans at the lowest rate available in Colorado .

Refinancing mortgage loans has become big business for Colorado mortgage companies. Throughout the years, 1st Metropolitan, a Colorado Springs mortgage provider has instilled a no hassle philosophy. Our primary object in providing a mortgage in Colorado is to establish the correct risk assessments to deliver the best mortgage available in the market. Our Professional team utilizing a simple interview process, which will devise various options to meet your short term and long term mortgage needs. Most mortgage lenders don’t even take the time to figure out what your current and long term objectives are. 1st Metropolitan on the other hand prides its self as your Colorado mortgage provider for life. In order to do that, special care and the right skill set is necessary to educate you on what your mortgage in Colorado should look like. By providing you the best mortgage options, we begin to put you in the driver’s seat to, make the right decisions that work for you. Ultimately WE WORK FOR YOU lets not forget that, because we won’t. You may have seen some terrible things happening to other home owners plastered all over the media as it relates to the types of home loans their mortgage lenders did, this has happened because other mortgage lenders have not taken the time to find out what works for you. We will not make that mistake; we are committed to giving you the best interest rates to the best mortgage available. Our loans are specially structured to what you want to achieve.

Having a good understanding of the Colorado real estate market can lead you to opportunities in home ownership never though possible. At 1st Metropolitan we like to thing of ourselves as a Colorado real estate team providing each of our clients with the best mortgage around. Remember when you are looking for skills and expertise in establish your mortgage in Colorado , 1st Metropolitan, welcomes the chance to let us create the package you need to get into your next Colorado real estate home. Thanks for all your time in advance. 1st Metropolitan

Thank you for giving us a chance to service your needs and we look forward to getting to know you. Our most important assets are our Clients. Daniel Shepard and Jerry Case

 Work with the experts! Daniel Shepard and Jerry Case at 1st Metropolitan Colorado!